PayPal
A secure alternative to PayPal for Businesses
Looking for a good alternative to PayPal? With virtual Mastercard debit cards from Spendesk, your teams can pay autonomously and securely online, while finance has complete visibility over every payment.
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TRUSTED BY THOUSANDS OF FINANCE TEAMS AND EMPLOYEES!
The 7-in-1 difference
4x
faster end-of-month closing
100%
visibility on all operational spend
£0
setup & no hidden fees
95%
receipt reconciliation in just 2 days
Unlimited
virtual cards, subscriptions & users
Spendesk and PayPal in comparison
Manage all expenses centrally, and track every company euro spent in real time.
Spendesk
Secure online payments
Pre-approval for employee payments
Safe spending online
Pay on the road
Mobile app for Android & iOS
Digital invoice management
Approval workflow for employee spending
Pay bills digitally
Preparatory accounting
Manage travel expenses
Additional meal expenses
Mileage
Seamlessly integrate your bank account and your accounting tool
Bank account
Spendesk
Accounting
Pay securely online and on the go
Spendesk combines smart payment methods including virtual & physical debit cards from Mastercard with modern software for centralised invoice and expense management. Additional subsistence expenses and mileage allowances can also be paid via the platform.
Approval and policies
Team budgets
Invoice payment
Expense tracking
Virtual & physical cards
Spending reports
Pre-accounting automation
Virtual debit cards for secure online payments
Employees pay securely and autonomously online with single-use virtual cards from Mastercard. The cards are a great alternative to PayPal and corporate credit cards from American Express or other providers, where credit card data is shared with several employees. Virtual cards can also be used for software subscriptions and services. Thanks to the continuously updated dashboards, the finance team has real-time access to all payments and receipts, and can easily keep track of everything.
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Smart Visa debit cards on the move
Thanks to smart Spendesk cards with built-in policies, the finance team & managers ensure that budgets are adhered to. They can individually approve time slots, days of the week and spending categories for each employee. The function to withdraw money from the ATM can be activated and deactivated with one click.
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All payments in one solution
Spendesk centralises purchase orders, invoices, transactions, and preparatory accounting in one solution, and links requests to team budgets. This way, managers can check whether the expense fits into the budget or not before approving it, and there are no surprises at the end of the month.
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Full overview of all budgets
E-commerce credit card payments, ongoing software subscriptions, and purchases on the company account are no easy task for the finance team and budget managers to keep track of. With Spendesk Budgets, finance teams & managers can see what's being spent in real time and make informed decisions about new requests before it is too late.
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Time saved thanks to digital accounting
Spendesk automates the reading of VAT and allocation of G/L accounts and receipts, saving finance teams an average of 2-3 days in month-end closing. Thanks to native integrations (including with Xero) and customisable exports, you can export payments and receipts from Spendesk directly into your accounting system.
WHAT OUR CUSTOMERS SAY
From a control point of view, it’s a lot better. Disposable virtual cards are great. And the subscription cards are really good from a visibility point of view. When we sit down with the different department heads, it’s now so easy to point out tools they don’t need anymore.
4.7/5
4.8/5
4.4/5
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Aaron Townsend, Financial Controller at Habito
Find the right solution
Get the best for your business
Make the switch to smarter spending with Spendesk.
Want to know more?
Connect with a spending expert.
Last updated: 23 August 2021