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Leaving PEX? Try Spendesk for free

Spendesk offers more than prepaid cards. Upgrade your spend management platform with better preapproval tools, budget monitoring systems, and powerful analytics and reporting. Get everything you need to control your spend — all in one place.

TRUSTED BY THOUSANDS OF FINANCE TEAMS AND EMPLOYEES!

An all-in-one spend management platform

  • 4x

    faster end-of-month closing

  • 100%

    visibility on all operational spend

  • £0

    setup & no hidden fees

  • 95%

    receipt reconciliation in just 2 days

  • Unlimited

    virtual cards, subscriptions & users

Spendesk & PEX: Side-by-side comparison

Intuitive expense management tools for fast and easy implementation with a great balance between control and visibility.

Spendesk
PEX
Secure corporate payments
Unlimited physical and virtual corporate cards
Better spend control
Pre-approval for employee payments
To-the-minute spend tracking
Flexible expense processing
Smart debit cards with built-in rules
Analytics and reporting
Automatic accounting & expense allocations
Accounting integrations & custom exports

Centralize your spending with Spendesk

  • Bank

  • Spendesk

  • Accounting

Company cards and operational efficiencies

Go beyond prepaid debit cards or bank-acquired business credit cards by using a platform that delivers unparalleled control to your financial team. Improve employee spending with both physical and virtual cards by assigning specific rulesets that limit card functionality and ensure that money is in merchant categories that make sense for your organization. With Spendesk, staying in control of your finances has never been easier.

Accounting controls that actually work

Prepaid expense card solutions are popular spend management tools, and many companies offer them. Unfortunately, these tools can’t control company spending by themselves. Because teams and departments have specific needs and require different financial allocations, you’ll need better financial management to bring spending under control. With Spendesk, these robust accounting tools are consolidated into a single, intuitive platform that is simple and easy to use.

100% visibility on every transaction

Quit second-guessing on expenses. Spendesk provides financial management solutions that give your finance team a front-row seat to all corporate spend. Know instantly when cardholders use their cards, and get notifications on all financial activity. Make receipt capture fast, simple, and easy for employees using mobile receipt capture. Emburse cards with new funds, approve transactions on the fly, and see what’s actually happening with each transaction in every department — all in one place.

Consolidate and automate expense reimbursements

Everybody hates dealing with expense reimbursement. It’s a tedious process that can ultimately conflict with or delay your end-of-month close. That’s especially true if your approval and payment workflows are handled separately from the rest of your expense solution (which is common). With Spendesk, everything happens in one place so that submissions, approvals, and reimbursements are fast, simple, and painless.

How Spendesk makes life easier at Mention Me

Spendesk strikes a balance between operational spend, operational efficiency, and company cards

Pex Card — FAQ

The most frequently asked questions about Spendesk and PEX.

Spendesk offers granular card controls and dynamic spend limits through physical and virtual cards, single-use virtual numbers, and policy-driven rules that block unauthorized merchants. Spendesk's per-card and per-category limits enforce real-time controls, while built-in multi-level approval workflows and instant card freezing reduce fraud and overspend compared with traditional corporate card solutions.

Spendesk replaces PEX for expense and invoice workflows by combining corporate cards, automated expense reports, and supplier payment tools into one platform. Spendesk's receipt capture, automated reconciliation, and invoice approval flow integrate with accounting systems, eliminating manual entry and centralizing payments for both employee spending and vendor invoices.

Spendesk provides prebuilt integrations with QuickBooks, Xero, NetSuite, and Sage alongside customizable accounting exports and real-time spend dashboards. Spendesk's centralized reporting and budget monitoring deliver accounting-ready data, exportable ledgers, and analytic filters that simplify month-end close and give finance teams immediate visibility into company-wide spend.

Spendesk enforces approval workflows, multi-level permissions, and policy rules that ensure compliance and provide a full audit trail for every transaction. Spendesk's role-based access, automated approval chains, and timestamped receipts capture make it straightforward to demonstrate policy adherence during audits and to trace approvals, payments, and expense details.

Get the best for your business

Make the switch to smarter spending with Spendesk.

Want to know more?

Connect with a spending expert.

Last updated: 10 June 2022