Qonto
Looking for a better alternative to Qonto?
Spendesk helps your company spend smarter with expense management, virtual cards, spend approvals, invoice management and bookkeeping, in one refreshingly simple solution.
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TRUSTED BY THOUSANDS OF FINANCE TEAMS AND EMPLOYEES!
The 7-in-1 difference
4x
faster end-of-month closing
100%
visibility on all operational spend
£0
setup & no hidden fees
95%
receipt reconciliation in just 2 days
Unlimited
virtual cards, subscriptions & users
Spendesk is the complete company spending solution for growing businesses
Get full control and visibility over company spending with smart payments and even smarter software. Grow your business instead of your back office with a scalable solution.
Spendesk
Secure online spending
Pre-payment approval workflows
Recurring virtual cards for subscriptions
Smart company cards
Built-in spending rules
Mobile app
Invoice management
Expense management
Certified e-receipts
One tool to manage all business spending
From approvals to accounting, Spendesk has you covered.
Approval and policies
Team budgets
Invoice payment
Expense tracking
Virtual & physical cards
Spending reports
Pre-accounting automation
Create unlimited virtual cards for secure online spending
Easily manage all online payments and subscriptions with pre-approved secure virtual debit cards.
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Issue smart employee debit cards with built in limits and control
Equip your teams with smart and secure debit cards with built in budgets and controls. Save everyone time with automated expense reports.
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Consolidate and track all employee payments
Employee expense reimbursements are consolidated with other transactions for better cost center tracking and budget follow-up. Receipts are safely digitized and stored.
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Export Spendesk data to your accounting automation software
Use our native integrations and our custom exports to effortlessly integrate Spendesk transactions and receipts into your existing system.
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WHAT OUR CUSTOMERS SAY
In a fast paced innovative company, where the only constant is change, Spendesk works very well.
4.7/5
4.8/5
4.4/5
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Georgios Filippatos, Financial Controller at Growth Tribe
Find the right solution
Get the best for your business
Make the switch to smarter spending with Spendesk.
Want to know more?
Connect with a spending expert.
Last updated: 23 August 2021
Qonto — FAQ
Spendesk offers a complete spend management platform with virtual and physical cards, automated expense reports, multi-level approval workflows, budget controls, and supplier invoice management, whereas Qonto focuses primarily on business banking and payments. Spendesk’s integrations with accounting software and real-time spend visibility centralize compliance and reconciliation for finance teams.
Spendesk can replace Qonto for company payments and cards by issuing spend-specific Smart Virtual Cards and physical cards with per-card limits, automated receipt capture, and approver rules. Spendesk also automates bookkeeping with transaction tagging and integrates with ERPs to enforce budgets, reducing manual reconciliation and improving control across business payments.
Spendesk’s main advantages over Qonto include centralized spend control with approval workflows, real-time dashboards for visibility, per-card budgeting, automated expense reporting, and supplier invoice automation. Spendesk’s policy enforcement, audit-ready reporting, and native integrations streamline month-end closing and reduce processing time for finance teams.
Spendesk integrates natively with Xero, QuickBooks Online, and NetSuite to automate reconciliation through transaction feeds, receipt capture, and exportable accounting journals. Spendesk’s receipt photo capture and matching feature attaches invoices to transactions, speeding up bookkeeping and reducing manual data entry for finance teams.